Saturday, April 15, 2017

UP-DATE ON "Drastic Rate Hike For Foreign citizens beginning July 1st, 2017" - PhilHealth


       


Things are changing for Expats in the Philippines.  For those of you who are living on a modest budget and providing for your family this will most likely impact you the most. However since healthcare impacts all of us, this new measure taken by PhilHealth ,in cooperation with the federal budget,  will affect all of us.

As of July 1st, 2017 all foreigners will experience a rate increase from 600p a quarter to 15,000 – 17,000p per year.

Your wives can be covered under your new plan and children providing they are legally yours.. You will be asked to provide proof of this.. 
Your spouse can also keep her own plan at 600p per quarter which will not change for them.. Her children, or your step children will remain covered under the normal  health plan for Filipinos.
If you are currently covered under a spouses plan your membership will be discontinued as of July 1st. You will need to reapply.. 
In a meeting at the PhilHealth offices in Tagum city I attempted to get clarification on certain points for us..

These would be points of coverage, exclusions, preexisting conditions, maximum benefits per visit. .per year, payment plans that are acceptable under the new plan... ie monthly, quarterly, semi-annual or annual payments..  All of these points listed were referred to the Manila office..

Tomorrow I will speak with the Manila office in an attempt to get more details and clarification on this horrible change in the system.
I will do a follow-up to this brief report based on that information. 
Forewarned is forearmed as they say.

Here is a link to Philhealth Circular # 2017-0003



FOLLOW-UP 
       

iN A Following -UP conversation between my wife Aida and  the PhilHealth Manila office we obtained the following information. 
After attempting to get through on several numbers we finally got through on this number.. 441-7442.

Info is as follows:

  1. On July 1st all foreign nationals will be taken from their spouses policies and they will be required to apply for a new policy to retain health coverage. 
  2. If you currently are covered by your spouse’s policy and your account is paid up you will not have a 6 month waiting period to receive benefit as would a new applicant.
  3. For this year you will pay ½ the year not the full year.
  4. The rate for foreigners will be 15,000 or 17,000 pesos annual benefit.
  5. You will be allowed to make quarterly payments

On or before July 1st go to your local branch and fill out your paperwork.. If you are on your wife’s policy be sure that she is with you  and brings her MDR (Member Data Record) to the office. This will have your name on it to prove that everything is legitimate. Also bring your I-Card  or other legal ID.
  
If you are single then bring your own MDR ( if you were given one) and your ID… If you are a new applicant bring your passport, I-card or original birth certificate… check with your local office to see if an NBI clearance for you is required..

You need to be prepared to make your first payment at the time you register.

Note: 
If you intend to retain your coverage do not let your present coverage lapse.. they will allow you transfer and wave the waiting period only if your account is in good standing... 





Wednesday, April 12, 2017

Expats Need To Protect Yourself Especially In These Times.. Heres How...by Tommy OsmeƱa

    



       The firefight happened in Bohol, but it's very likely the Abu Sayyaf would have come to YOUR city  as well.

Because of this, the Cebu City government will render assistance to the families of the four heroes who died protecting us. They say, “ It's the least we can do.”

The ASG have incurred significant losses; it is unlikely that they have the operational capability to do further damage now. 

However, other elements may exist, and as much as our police and military are trying, they cannot be everywhere all the time.
I urge all of our members where ever you live to take part in the security of your area.

It's very simple: just be wary of any houses in your area that is occupied exclusively by men who you don't recognize.

When a terror cell wants to infiltrate a new area, they need a place to stay. They usually pick a neighborhood where they can blend in. If you know a house that's for rent that is suddenly occupied by new people, especially if it's all men, please report it to your nearest police precinct commander. Know their number.. Be prepared...

I also encourage all legally armed citizens with Permits to Carry to exercise their responsibilities.  In terms of a firearms this would not be expats but it may be your wife.. In any case how ever you are armed Do NOT be gung-ho. Avoid any fight as much as possible, but always be aware of your surroundings. 

If on the small chance something does happen in your city, one of you will most likely be there when it starts and long before any police show up. Do ONLY what you must to protect your neighbors and family.

Remember, you can be  a deterrent more than anything else. A terrorist is much less likely to target an area where the victims can shoot back. Your police and military will do their best to make sure it doesn't come to that.

The first and best line of defense from any terrorist attack in your area can be your friends/neighbors who are Muslims. 10 years ago, during the ASEAN, it was precisely because of the vigilance and faithfulness of  Cebuano Muslims that an attack was successfully averted…


Always stay safe and have a great and safe Holy Week.





Tuesday, March 28, 2017

Remembering Our Brother "Ron Vandergriff" Who died Following A Long Illness-


Ron and Mae

    Today we received word that we have lost an expat brother, who was a valued friend to many, member of our Expat Community, Advisory Board Member and beloved husband to Rudy Mae Vandergriff .
"Ron Vandergriff"

Ron died in the hospital on March 16, 2017 at  10;05 am following a long illness and much suffering. 

The final cause of his death was "cardio pulmonary arrest probably secondary to acute infarction." according to Mae. 

Ron was born January 31, 1941 and was 76 years old when he passed. 

He can be remembered as a proud Texan and loving husband. Ron conveyed to many of us that , in spite of his health issues, there was no place in the world that he would rather be than at the side of the woman that he loved and married on February 24, 2010, Rudy Mae..

Ron loved his motorcycle and rode for a long as he was able.. 
He also loved a good project and always had an idea for developing something, especially if it would help someone or do some good for others.. 
Ron wanted to "Pay it  Forward" for as long as he could.

He always kept his great sense of humor .. He was quick witted and had little patience for "bullshit."
I counted him as a personal friend and I will miss his conversation and company.

To Mae we all express our deepest sympathy and wish peace and healing in the days to come..  

If you would like to speak with Mae or assist her in any way just contact her by Facebook message at :
Rudy Mae Vandergriff ..

Monday, March 27, 2017

Proven Natural Treatment For Dengue Fever.. Contributed by Simon Straub






My friend Cristina Salas Gallo sent the ingredients for getting rid of dengue fever using Tawa Tawa and Papaya leaves. She said "Welcome Simon. Just advise your friend that the latest effective medicine for dengue that proven here in the Philippines now is the papaya juice from its leaves.
If you can not look for tawa tawa just look a papaya....

The juice from Papaya leaves is a natural remedy for healing dengue fever. It has a bitter taste, but according to Traditional Chinese Herbology, the bitter taste has the effect of clearing heat. This remedy works because the juice of the papaya leaves contains a wide spectrum of anti-viral and anti-bacterial properties.

The Adult Dosage of Papaya Leaf Juice For Dengue Fever
• Squeeze the juice from the papaya leaves.
• To start with, take a tablespoon of the papaya leaves juice 3-4 times a day.
• Once you have introduced the juice to your system and not experienced any adverse symptoms (some people find they have an allergic reaction to papaya) increase the dosage to two tablespoons 3-4 times daily.
• Often people find the taste too bitter so it can be mixed with a little Raw Honey or fruit juice.

Many people worry too much about high fevers. A fever is one of the immune responses to infection. Our body temperature rises to create an environment that helps our immune system destroy the infection as most infections are heat sensitive, but the temperature will drop once the immune system is winning the war against the infection. If we try to reduce the fever prematurely, we are in fact working against the immune system, hampering its ability to overcome the infection.

Papaya is also a proven cure for Malaria, the same papaya leaf juice formula is used for treating malaria. In fact, whenever there is an infection (bacteria or viral infection) it can be used.
Some people advise to combine it with the juice of neem leaves, it is suggested it then becomes even more potent

To prepare the juice either squeeze the leaves to remove the juice, place them in a juicer or blender. If blending, add a little fresh fruit juice to make the blending easier and to reduce the bitter taste.
The juice can be taken raw which is best as you retain the beneficial enzymes or if you prefer, it can be simmered for about 15 minutes. His means you should use twice the amount of leaves and drink a cup full about 3-4 times a day.

Rosemary has been shown to repel the mosquitoes that carry both dengue and malaria,
Make your own insect repellent using apple cider vinegar, raw coconut oil, essential oil of rosemary, fresh ginger and garlic. If you cannot get the oil of rosemary use dried rosemary, seep several tablespoons of rosemary in 50/50 mix of coconut oil and apple cider vinegar and allow it to it in the sun for several days

The juice from Papaya leaves is a natural remedy for healing dengue fever. It has a bitter taste, but according to Traditional Chinese Herbology, the bitter taste has the effect of clearing heat. This remedy works because the juice of the papaya leaves contains a wide spectrum of anti-viral and anti-bacterial properties.

The Adult Dosage of Papaya Leaf Juice For Dengue Fever
• Squeeze the juice from the papaya leaves.
• To start with take a tablespoon of the papaya leaves juice 3-4 times a day.
• Once you have introduced the juice to your system and not experienced any adverse symptoms (some people find they have an allergic reaction to papaya) increase the dosage to two tablespoons 3-4 times daily.
• Often people find the taste too bitter so it can be mixed with a little Raw Honey or fruit juice.

Many people worry too much about high fevers. A fever is one of the immune responses to infection. Our body temperature rises to create an environment that helps our immune system destroy the infection as most infections are heat sensitive, but the temperature will drop once the immune system is winning the war against the infection. If we try to reduce the fever prematurely, we are in fact working against the immune system, hampering its ability to overcome the infection.

Papaya is also a proven cure for Malaria, the same papaya leaf juice formula is used for treating malaria. In fact, whenever there is an infection (bacteria or viral infection) it can be used.
Some people advise to combine it with the juice of neem leaves, it is suggested it then becomes even more potent

To prepare the juice either squeeze the leaves to remove the juice, place them in a juicer or blender. If blending, add a little fresh fruit juice to make the blending easier and to reduce the bitter taste.
The juice can be taken raw which is best as you retain the beneficial enzymes or if you prefer, it can be simmered for about 15 minutes. His means you should use twice the amount of leaves and drink a cup full about 3-4 times a day.

Rosemary has been shown to repel the mosquito's that carry both dengue and malaria,
Make your own insect repellent using apple cider vinegar, raw coconut oil, essential oil of rosemary, fresh ginger and garlic. If you cannot get the oil of rosemary, use dried rosemary, seep several tablespoons of rosemary in 50/50 mix of coconut oil and apple cider vinegar and allow it to sit in the sun for several days.




Sunday, March 26, 2017

NEWSLETTER - MARCH / APRIL 2017 - "EXPAT WORLD TAGUM INFORMATION NETWORK"






Hi Everyone,

March 2017 is almost behind us… 

Time flies when your having fun; all to fast at times I might add..


We have had a very productive month, all things considered.. As usual it was very busy with research, special requests, Free advertising, and news publications, just to name a few.

Acknowledgements

We would like to extend our thanks to all members who made a contribution to our Information Network whether it was through great posts or suggestions, monitoring, researching, fact finding, graphics or writing..

Even the feedback that we get regarding our projects and daily services; like the Morning Newspaper, and Currency Exchange Rates, is very helpful.. so thank you all so much. 

This is without a doubt a collaborative, expat effort.. 
A special thanks to our Advisory Board Members who are some of the best guys on the planet and offer their collective wisdom to assist with the smooth and valuable functioning of “Expat World Tagum Information Network”. 

Their work reflects concern, always, for providing practical services and information for  Members & their families who live in and or are associated with the Philippines.

OUR MULTINATIONAL MEMBERSHIP

Our membership has grown by leaps and bounds this month. I could not begin to list all of our new friends here. It is blessing to see new members from all over the country, representing all walks of life who post and share their stories and perspectives with the rest of us. In my view this represents a healthy diversity. To all new members A BIG WELCOME..


If you have not yet visited our main website please browse through it at your leisure. There is a wealth of information there to include individual, information pages for 9 separate embassies. As you scroll down the front page of the website you will see categories such as “Contact us” , “Clubs and More”, Resources Center”, “For Sale Items”, and “Embassy Directory”..  http://tagumexpats.blogspot.com/   

Just click the tab of your interest. Its simple as that.  If you have questions or concerns or updates regarding information presented please contact me at  c.gilmanjones@yahoo.com or on Facebook.

Thoughts and Best Wishes

For all of our friends and members who are battling with illness or that of a loved one we extend collectively, our prayers, hopes for the best and always the best wishes.

We extend condolences for those who have lost friends or loved ones; as we go forward.. let the healing begin.

Those expats who are separated from loved ones we hope for you that the distance can be resolved so that peace around this can come to your life here in the Philippines..

To avail of support, during difficult times always feel free to contact us at c.gilmanjones@yahoo.com or Facebook to include Richard Worman or through Expat Abbie  expatabbie@gmail.com  ; we will assist you any way that we can either by email or by chat.

Special projects that continue to be in the development stages are:

A network database for emergency contacts for friends and members which will be used to provide support for family members who may need assistance with blood, health services, missing persons etc..
Should sickness or emergencies arise we would like to use this tool to connect families to the support system that you are connected with, by virtue of being an Expat.. We will be working on the creation of this database this month. If you have any thoughts please contact me… 
In this same vein we are commencing research for health insurance plans that may be an alternative to PhilHealth for expats… This information will be posted as we assimilate it..  

An Expat World- Tagum Medical ID Card will be available over the coming months. Safety and Health is a priority for expats who are living in the Philippines.. It continues to be in the development stages but you may catch glimpses of it as the work progresses.

For those of you who may not have visited our introductory website you may find it informative.

On this site you will find "Contact Information", a newly revised "Mission Statement" and a comprehensive and truly quite wonderful  Emergency Medical Planner for Expats and their families.  You may access this new site at :  http://expat-world-tagum.site123.me/


Have a great month…







Wednesday, March 8, 2017

U.S. Embassy, Manila, Philippines Security Message for U.S. Citizens: Worldwide Caution March 7, 2017




U.S. Embassy, Manila, Philippines
Security Message for U.S. Citizens:  Worldwide Caution
March 7, 2017
THE EMBASSY OF THE UNITED STATES IS TRANSMITTING THE FOLLOWING INFORMATION AS A PUBLIC SERVICE TO U.S. CITIZENS IN THE PHILIPPINES.  PLEASE DISSEMINATE THIS MESSAGE TO ALL U.S. CITIZENS IN YOUR ORGANIZATION OR NEIGHBORHOOD.  THANK YOU.  
 
As part of the Department of State’s continuous efforts to provide U.S. citizens traveling abroad with information about safety and security events, we are updating the Worldwide Caution with information on the continuing threat of terrorist actions, political violence, and criminal activity against U.S. citizens and interests abroad. This replaces the Worldwide Caution dated September 9, 2016. 
 
As terrorist attacks, political upheaval, and violence often take place without any warning, U.S. citizens are strongly encouraged to maintain a high level of vigilance and take appropriate steps to increase their security awareness when traveling. To better prepare for possible emergencies, U.S. citizens are encouraged to read Country Specific Information pages, Travel Warnings, and Travel Alerts on travel.state.gov before planning a trip.

Travelers are urged to enroll in the Smart Traveler Enrollment Program (STEP) to receive security messages and make it easier to locate you in an emergency.  The Department uses these security messages to convey information about terrorist threats, security incidents, planned demonstrations, natural disasters, etc. In an emergency, please contact the nearest U.S. Embassy or Consulate or call the following numbers: 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 from other countries. 

U.S. government facilities worldwide remain at a heightened state of alert.  These facilities may temporarily close or periodically suspend public services to assess their security posture. In those instances, U.S. embassies and consulates will make every effort to provide emergency services to U.S. citizens. U.S. citizens abroad are urged to monitor the local news and maintain contact with the nearest U.S. embassy or consulate. 

Terrorist groups including ISIS, al-Qa’ida, their associates, and those inspired by such organizations, are intent on attacking U.S. citizens wherever they are.  Extremists may use conventional or non-conventional weapons to target U.S. government and private interests. Terrorists are increasingly using less sophisticated methods of attack to more effectively target crowds, including the use of edged weapons, pistols, and vehicles as weapons. Extremists increasingly aim to assault “soft” targets, such as:
  • high-profile public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
  • hotels, clubs, and restaurants
  • places of worship
  • schools
  • parks
  • shopping malls and markets
  • tourism infrastructure
  • public transportation systems
  • airports
In multiple regions, terrorists, guerrilla groups, and criminals seek to kidnap U.S. citizens to finance their operations or for political purposes.  In the wake of well-publicized attacks against commercial aircraft in Egypt by ISIS and Somalia by al-Shabaab, the Department remains concerned that terrorists could again seek to down aircraft using concealed explosives or hijack commercial flights

Private U.S. citizens should not travel to any country to participate in armed conflict. U.S. citizens are reminded that fighting on behalf of or providing other forms of support to designated terrorist organizations can constitute the provision of material support for terrorism, which is a serious crime that can result in penalties, including prison time and large fines. 

In addition to concerns stemming from terrorism, travelers should be alert to the possibility of political unrest, violence, demonstrations, and criminal activities when traveling. Country-specific information pages and Travel Warnings should be consulted to obtain the latest data on such threats. 
Below, we provide information specific to different regions and countries.  Please consult travel.state.gov for additional information. 

AFRICA: An array of terrorists, guerilla, and insurgent groups are active across Sub-Saharan Africa, and the threat of al-Qa’ida and ISIS-inspired attacks constitutes a growing concern.  U.S. citizens remain at risk from car bombings to complex assaults on hotels and tourist sites.  In Somalia, terrorists frequently target hotels and the commercial aviation sector has been attacked.  Additionally, a number of the aforementioned groups continue to target Americans traveling and working in the region for kidnap-for-ransom operations. Travel Warnings are in effect for the following countries:

EAST ASIA and PACIFIC:  Armed terrorist and criminal groups are operating in the East Asian and Pacific region and may attempt to target U.S. citizens, particularly for kidnapping in the coastal areas and outlying islands of the eastern part of the Malaysian state of Sabah, and the southern Philippines.  Indonesia has witnessed an increase in terrorist-related arrests and foiled plots, and several small-scale attacks or attempted attacks have occurred. Periodic acts of violence in Thailand remain a concern. U.S. citizens are urged to avoid all travel to North Korea/the Democratic People’s Republic of Korea (DPRK) due to the serious risk of arrest and long-term detention under North Korea’s system of law enforcement. Travel Warnings are in effect for the following countries: 

EUROPE Terrorist groups continue to plot attacks in Europe as foreign fighters return home from Syria and Iraq, while other individuals may be radicalized or inspired by ISIS propaganda. European authorities continue to warn of additional attacks on major events, tourist sites, restaurants, commercial centers, places of worship, and the transportation sector, frequently prompting heightened security at notable public venues and coordinated counterterrorism operations. Travel Warnings are in effect for the following countries:

MIDDLE EAST and NORTH AFRICA: Terrorist groups are very active in the Middle East and North Africa. The U.S. government remains highly concerned about possible attacks against U.S. citizens, facilities, businesses, and perceived U.S. and Western interests in the region. Iraq, Syria, Yemen, and Libya are considered violent and unpredictable war zones, and there is no official U.S. diplomatic presence in the latter three countries. U.S. citizens should avoid these areas. Terrorist groups have demonstrated capability to conduct attacks throughout the region, posing both a direct and indirect threat to U.S. citizens. Government officials throughout the region are concerned about the potential return of foreign fighters following ISIS’s territorial losses in Iraq, Syria, and Libya. Travel Warnings are in effect for the following countries:

SOUTH and CENTRAL ASIAThe U.S. government assesses terrorist groups in South Asia may be planning attacks in the region, possibly against U.S. facilities, citizens, and interests. U.S. citizens should avoid travel to Afghanistan, as no region in the country is immune from violence. A number of established terrorist organizations, indigenous sectarian groups, and other militants pose a danger to U.S. citizens in Pakistan. Extremist elements are also active in India, as outlined in a recent emergency message. Terrorists have hit a wide variety of targets and institutions in Bangladesh. Travel Warnings are in effect for the following countries: 

WESTERN HEMISPHERE: Insurgent groups, armed criminal gangs, and terrorists remain active in Latin America, the Caribbean, and Canada. U.S. citizens are particularly vulnerable to kidnap-for-ransom attempts and violent crimes of opportunity while visiting a variety of countries. Gang- and narcotics-related violence is of concern in several countries throughout the region. Travel Warnings are in effect for the following countries:
________________________________________________________________________________________________
For further information:

Thursday, February 23, 2017

The Good Work Of John Michael Flanagan


The Good Work Of John Michael Flanagan


       A brother Expat , John Michael Flanagan, from Taytay, Rizal (near Pasig, Metro Manila), is doing some great work with the needy these days. 

 John seeks out those in need from wherever a disaster strikes. If he can get to those in need he has proven time and time again that he will be there for them. 


Of course John always has an encouraging word but that’s not all.

John Michael Flanagan visits the people, homeless, living in make-shift tents or under trees who are victims of flood or fire and have found  themselves with nothing left. When John arrives  he is bringing fresh clothes, soap and food, water..


 John Michael Flanagan is in inspiration and a credit to the Expat community. We thank you for your great work.. John does all of this on his own distribution because he wants to make sure that every treasured item finds its way directly into the hands of someone in need..

He is like so many of us who depend on volunteers and donations to keep the wheels of humanity turning.. He tells us that he has spent a small fortune of his own money since he started his project but that he gets back a 1000 fold from just knowing that he and his supporters have made a small difference in someone’s life…


John can use our help for anyone so inclined.. Donations of clothing, blankets, food , soap or anything that would sustain life, these people can use.. John never asks for money but people drop off donations at his home or a big box will be delivered and this can really make a difference to someone who has lost everything in a flood or fire…

If you would like to know more about John’s good work please contact him directly on face book or by email  at dramazone@hotmail...








**
Disclaimer: This article has been approved by Expat World's screening committee.. However, Expat World assumes no responsibility for any transactions between any donor and John Michael Flanagan.. We encourage anyone who may be moved to contact John regarding this article to give us feedback either positive or negative as to their experience..